Paying your fee can be done in one of the following ways.

Individuals:

• Online on the Internet, using a credit card
• Online on the Internet, via PayPal
• Online on the Internet, via Moneybookers
• National bank/post transfer (Switzerland only)
• European Postal money order (secure)
• Sending cash money (cheap and easy)
• Other possibilities

For bigger amounts (eg. group payments):

• International bank/post transfer ("wire transfer")
  

We always confirm through e-mail when we have received a payment.

Online, using a credit card

• Fast, secure, simple
• Visa, MasterCard, American Express, Diners
• Service provider: Saferpay

Online, via PayPal

• Fast, secure, simple

Online, via Moneybookers

• Fast, secure, simple

National bank/post transfer

• Absolutely secure, cheap
• Only available in Switzerland

Go to the bank or post, and make the actual payment. As description, write your ticket number (or user number or name if you are extending your membership).

Post account: 87-152151-5
Roger Moser, 8057 Zürich

(or give cash to Ramakanta)

If you paid for more than just yourself, e-mail us ( ) the user names and (if possible) user numbers (and also the amounts if not everyone pays the same amount).

European Postal Money Order

• Advantages: secure
• Disadvantage: only in Europe (no USA postal money orders!)

For countries where the risk on theft inside the postal system is high, a postal money order is a good idea.

As the name indicates, you arrange this is in your local post office. The cards are pink and are both in your local language and in French, which shows that this is a very old way of transferring money. It is actually used quite rarely nowadays, but it is a very secure way to send money, and often not expensive either.

For "Montant en monnaie étrangère" (amount in foreign currency), write the amount in CHF which you need to pay. If your country is not using the CHF yet, please ask the post clerk how much you need to pay in your local currency in order to reach that amount in CHF.

As "bénéficiaire" write:

Roger Moser
Schaffhauserstr. 122
CH-8057 Zürich

On the backside of the "Coupon" (the left part, which will be given to us) write your ticket number and/or your user name.

Sending cash money

• Advantages: very easy and cheap
• Disadvantage: it is done at your own risk

Unless the laws in your country strictly forbid it, you may send cash money in an envelope. Most countries do allow such small amounts. But none accept coins.

You may wish to send your letter registered, but it is not required as far as we are concerned. If you do not trust the post, you may consider to send a European Postal Money Order instead of cash.

Foreign money bills which are for some reason not accepted by our foreign exchange agent are sent back to your at a charge of 1.50 CHF. Therefore, send fresh looking money bills. It has happened especially with dollar bills that we had to send them back because they were considered too worn out. Remember that the exchange agent resells them to other customers, so the bills need to look decent.

Also never send coins of any currency whatsoever, not even CHF!!

Send the money, wrapped in a piece of newspaper (no carbon paper nor aluminum foil please), along with a paper stating your user number(s) and user name(s) to the following address:

Roger Moser
Schaffhauserstr. 122
CH-8057 Zurich
SWITZERLAND

(best is Swiss Franc (CHF), but EUR, USD, CAD, AUD, NZD, GBP etc. are accepted)

If you wonder if your local currency is acceptable, contact us first

International bank/post transfer (wire transfer)

• Absolutely secure.
• Good for group payments, too expensive for individuals.

Go to your bank and make the actual transfer in CHF (Swiss francs). As description, write your user number or devotee name. Write clearly since other bank employees will later have to type it into the computer and if they can't read it, they will speculate.

Tell the bank that you will pay all the costs for the transfer. If you don't tell them, we will have to reduce the subscription period(s) according to the amount of bank charges.

The bank details are:

Bank's name:	Credit Suisse
Bank's address:	CH-8070 Zurich, Switzerland
Account holder:	Roger Moser
Account number:	412316-00
BIC:	CRESCHZZ81Z
IBAN:	CH71 0483 5041 2316 0000 0

Or:

Bank's name:	Swiss Post - Postfinance
Bank's address:	CH-3030 Bern, Switzerland
Account holder:	Roger Moser
Account number:	87-152151-5
BIC:	POFICHBEXXX
IBAN:	CH68 0900 0000 8715 2151 5

Then write us ( ) an e-mail explaining that you made a bank transfer, and tell us the user name(s) and if possible also user number(s) (and also the amounts if not everyone pays the same amount).

You can also pay to following persons:

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